I
Create your account
Sign up in minutes and verify your identity once. We keep it quick, and your data stays encrypted the whole way.
Security-first crypto◆For first-timers
Own crypto.Sleep easy.
Buy, sell, and hold crypto with bank-grade security built in from the first tap. No jargon, no panic, no nasty surprises — a calm, beautiful place to own what's yours.
256-bit encryption◆2FA on by default◆Withdraw anytime
Instant quote
You receive
Your first purchase · protected from the first tap
Fund by SEPA◆Visa◆Mastercard◆Apple Pay◆Google Pay
The method
Three calm steps to your first coin
No spreadsheets, no seed-phrase panic on day one. Just a clear path from euros to crypto.
II
Add funds
Top up by SEPA transfer, debit card, or Apple Pay. Euros in, ready to spend — usually within minutes.
III
Buy and hold safely
Buy any supported coin at a rate locked before you confirm, then store it with security switched on by default.
The vault
Security isn't a feature.
Security isn't a feature.
It's the foundation.
Most crypto apps treat safety as a setting you have to go hunting for. We made it the default — so the scary part stops being scary.
Bank-grade encryption
Your data and funds are protected with 256-bit encryption — the same standard the banks rely on.
Two-factor by default
Every account is guarded by 2-factor authentication from day one — not buried three menus deep.
Funds you control
Withdraw to your own wallet whenever you like. Your keys, your crypto, your call — no lock-in.
Withdrawal protection
New withdrawal addresses pause for review, so a stolen password alone can't drain your account.
Real human support
Talk to a real person, not a bot, whenever something feels off. Calm, fast help when it matters most.
Honest about risk
We say it plainly: crypto can go down as well as up. No hype, no pressure — just the facts, every time.
The collection
The coins people actually buy
Start with the names you know. Add the rest as you grow comfortable.
BTC
Bitcoin
BTC
ETH
Ethereum
ETH
USDT
Tether
USDT
USDC
USD Coin
USDC
SOL
Solana
SOL
XRP
XRP
XRP
ADA
Cardano
ADA
DOGE
Dogecoin
DOGE
DOT
Polkadot
DOT
LTC
Litecoin
LTC
LINK
Chainlink
LINK
+ 40 more assets
The terms
One clear fee.
One clear fee.
Nothing hidden.
- Shown before you confirmYou always see the full cost up front — never after you've committed.
- No spread gamesA single transparent fee — no hidden markup buried in the exchange rate.
- No surprise chargesFree SEPA deposits and no withdrawal traps. What you see is what you pay.
Trading fee, from
0.5%
Lower as you trade more. Always shown before you confirm.
SEPA depositFree
Card depositfrom 1.5%
Crypto withdrawalNetwork fee only
Account & custodyFree
Questions
The things people ask first
Safety is the whole point of NovaPayD. We use 256-bit encryption, turn on 2-factor authentication for every account by default, and pause new withdrawal addresses for review. You can also move your crypto to your own wallet at any time — you're never locked in. Crypto itself still carries market risk, which we're always upfront about.
Create your account, verify your identity once, and add funds by SEPA, card, or Apple Pay. Then choose a coin, check the rate that's locked before you confirm, and buy. Most first purchases take just a few minutes from start to finish.
You can fund your account with a SEPA bank transfer, Visa or Mastercard debit card, Apple Pay, Google Pay, or a standard bank transfer. SEPA deposits are free and usually clear within minutes.
Yes. Your crypto is yours, and you can withdraw it to a personal wallet whenever you choose. We never restrict your right to take self-custody of your assets.
A single, transparent trading fee that's always shown before you confirm — no hidden markup in the rate. SEPA deposits and custody are free; card deposits and crypto network fees are shown clearly at checkout.
SEPA and card deposits usually arrive within minutes. Crypto withdrawals are sent as soon as they clear our security review, with the network confirmation time depending on the coin you're moving.
Ready to own crypto — calmly?
Join the people who decided that owning crypto shouldn't feel like a gamble.